Opinion
Fixed Deposits for Long-Term Wealth: 2026 Reality Check
Fixed Deposits for Long-Term Wealth Creation face a 2026 reality check as tax, inflation and retirement goals reshape India’s FD strategy.
Bhavik Vaid writes on Indian markets, taxation, banking and personal finance for CADialogue. He covers RBI policy, GST and income-tax changes, mutual funds and market moves, translating them into practical guidance for retail investors, salaried professionals and business owners in India.
SIP Guide
SIP vs Lump Sum in 2026: Best Mutual Fund Strategy India
SIP vs Lump Sum in 2026: Learn which mutual fund strategy suits Indian investors amid volatility, tax rules and long-term wealth goals.
Credit Cards
Credit Card Minimum Amount Due: Cost, RBI Rules and Risks
Credit Card Minimum Amount Due can hide costly interest. Learn RBI rules, risks and why paying only the minimum may trap Indian…
Current Affairs
RBI Monetary Policy 2026: Impact on EMIs, FDs and Loans
The RBI’s 2026 rate pause has kept EMIs and FD rates broadly stable. Here is what borrowers, savers and investors should watch…
Global Markets
Adani Energy’s ₹3,500 Crore QIP Gets 3.1x Demand
Adani Energy’s ₹3,500 Crore QIP sees 3.1x demand from FIIs, mutual funds and Premji-linked firm, signalling renewed institutional appetite.
Opinion
SIP Risks Rise as India’s Mutual Fund Inflows Hit Records
India’s SIP boom shows rising retail confidence, but investors must not ignore market risk, fund category risk and time-horizon mismatch.
RBI Circulars
RBI Credit Reporting Rules: Weekly Updates from July 2026
New RBI Credit Reporting Rules start weekly updates from July 2026, helping borrowers see faster credit score changes on payments and defaults.
SIP Guide
Monthly SIP Amount: How Much Should Indians Invest Now?
There is no one-size-fits-all SIP number. Your SIP should depend on surplus cash flow, financial goals, time horizon and risk appetite.
Real Estate
Penny Stocks: 10 Debt-Free Names Rally 1,126%
Explore how debt-free penny stocks under ₹10 rallied up to 1,126% in a year, even as Sensex and Nifty softened, and what…
Debt Funds
Types of Debt Funds: Liquid, Gilt, Corporate Bond Explained
Debt funds are not fixed deposits. This guide explains key debt mutual fund categories, their risks, investment horizon and taxation for Indian…