Banking
Bank Deposit Insurance in India: What Happens If a Bank Fails?
DICGC protects eligible bank deposits up to ₹5 lakh per depositor per insured bank, including principal and interest. Here is how the…
Banking
No-Cost EMI Isn’t Always Free: Avoid the Smartphone Debt Trap
No-cost EMI can hide fees, GST and lost discounts. Learn to calculate a smartphone’s true cost, safeguard cash flow and avoid debt…
Banking
Credit Card Rewards Economics: Who Really Pays for Cashback?
Credit card cashback is not free money. Merchants, banks, partner brands and cardholders collectively fund rewards through fees, interest and marketing budgets.
Banking
Bank Strike Alert: Branch Closures and Sunday Opening
Bank strike may disrupt branch services across India. Check Sunday openings, October 2 closure and digital banking options customers can use instead.
Banking
RBI’s New Bulk FD Rules Begin October 1: What Changes
RBI bulk FD rules take effect on October 1, 2026. See daily rate disclosure timings and how uniform pricing affects large depositors…
Banking
RBI Tightens Basel III Market-Risk Rules for Banks
RBI Basel III rules tighten market-risk capital norms for banks from 2027. See what changes for treasuries, forex exposure and capital planning…
Banking
Co-Lending Model: How Banks and NBFCs Share Loans in India
Co-lending lets banks and NBFCs jointly fund the same loan while borrowers pay one EMI. Here is how RBI’s framework changes pricing,…
Banking
Sensex, Nifty Edge Up as Market Breadth Flashes Caution
Sensex today is higher with Nifty, but weak breadth and smallcap pressure keep traders cautious. See key cues from Fed, crude, rupee…
Banking
UPI MDR Shake-Up: Who Pays From October 15?
UPI MDR rules change from 15 October 2026 for select merchant payments above ₹2,000. Know who pays, who is exempt and how…
Banking
India’s Growth Moment Meets the AI-Era Challenge
India growth gets IMF backing as CEA Nageswaran urges an AI-era rethink. See what it means for markets, jobs, policy and investors…